M.G. Boost & Associates does not operate in the typical environment where nondisclosure of broker compensation and contingencies, unassigned responsibilities, and conflicts of interest exist. Our insurer experience taught us to operate with an income statement, i.e. income and expenses based upon actual dollars. Most commercial brokers operate on percentages. When revenues (premiums) are up, profits soar. Consequently, when premiums decrease (good for clients), income decreases. Broker profitability should be based upon losses prevented, not premiums paid.

There are five (5) primary reasons why our customers enjoy doing business with M. G. Boost & Associates:

1. Disclosure on Broker services remuneration and responsibilities. We feel strongly assigned responsibilities and accountabilities promote an environment where we are compensated upon results rather than increased premiums. Fees for contingency income are common practices in our business. We call this program our Alternative Broker Compensation (ABC) program.
2. The inherent conflict of interest between broker and customer are eliminated.
3. As a prior owner/partner/manager and underwriter of a large insurance company, Martin Boost has experience analyzing exposures to risk, coverage design features and important insurance pricing consistent with the insurance companies. Most brokers have been raised in the brokerage or sales community and do not have the knowledge, expertise or reputation with the carriers to provide these technical services.

4. Our "Preferred Placement Technique" (PPT) designs coverage around exposures, pre-underwrites and develops pricing models and approaches markets on a "priority basis" strategically as a buyer, rather than merely a shopper. Net result is the "preferred" carrier at a "preferred" reduced premium charge.

5. This program prevents the inconsistencies we routinely see in the business where we have the wrong carrier on the account experiencing service problems, yet the broker's remuneration is healthy and inequitable. Frequently, our compensation is done on a "contingency" based upon results. Similarly, the public accounting firms that have subsidiary consulting practices have been successful in generating contingency income.

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